The Sarah Pichardo Team offers a full range of lending options for an array of financing requirements. From Fixed-Rate Mortgages to Adjustable-Rate Mortgages to Construction Loans, we can provide the right financing to meet your specific needs. We will help you navigate through the entire mortgage process, and ensure that you receive competitive rates, expert service, and fast response.
A traditional fixed-rate mortgage provides you with the security of a steady payment for the life of your loan and is a great option for many homebuyers.
An adjustable-rate mortgage (ARM) usually offers a lower initial interest rate that can increase after a pre-set period.
Virginia offers their First Time Home Buyers special programs to help them achieve the American dream of home ownership. The Virginia Housing Development Authority (VHDA) was established in 1972 to help Virginians attain quality, affordable housing.
The Sarah Pichardo Team offers many programs tailored to first-time homebuyers.
If you love your home but not your loan, we can help you!
The Sarah Pichardo Team offers a variety of construction lending solutions, including financing for your new construction project, financing for the rehabilitation of your existing residence, and financing for the purchase and renovation of a home you want to improve and move into.