VHDA 3% Down Payment Assistance Program for First Time Home Buyers!
Special Programs
The Sarah Pichardo Team offers many programs tailored to first-time homebuyers, which include VHDA programs and our low-down payment FHA and VA options. The Sarah Pichardo Team also offers a special FHA 203k program that allows you to purchase and renovate your home with one loan. This is a great option when buying a home that requires some “TLC” since we allow the work to be completed after closing, not prior to settlement. That flexibility can give you an advantage when making an offer on a home since most loan programs require all work to be completed by the seller prior to closing.

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